Internet Merchants

Processing debit cards, credit cards and electronic checks on one convenient virtual terminal or shopping cart or over the phone, without a 3^rd party gateway, such as Authorize.net or PC Charge, that add to your monthly fees and transaction fees is crucial to ensure secure, reliable, and cost effective solutions 24/7 for authorizing and managing payment transactions.

24/7, secure, reliable payment management

Easily process credit cards, debit cards and electronic checks online or over the phone, plus swipe cards for your in-person transactions! The Sage Virtual Terminal is a secure, reliable, and cost-effective solution accessible 24/7 for authorizing and managing payment transactions. Conveniently swipe the cards that you receive and key enter the rest. Additionally, Level 3 Processing is available for government, corporate, and purchase cards. As a bonus, e-commerce businesses have the opportunity to get a free shopping cart.

Top of the Line Security 

Nothing is more important than keeping your customer’s sensitive information safe. Sage Payment Solutions is PCI (Payment Card Industry) compliant, and we take every effort to protect both merchant and consumer data. The Sage Virtual Terminal safeguards your customers’ data by storing it behind our firewall, rather than on your computer. Additionally, the Virtual Terminal provides security and fraud prevention features like Address Verification Service (AVS), Card Verification Value (CVV and CVV2) and a staff of risk specialists monitoring transactions to protect merchants and minimize chargebacks.

Recurring Billing 

Businesses that bill customers regularly can give customers the convenience of setting up

automatic payments through the Sage Virtual Terminal. Customers can pre-arrange to make these payments directly from their bank account or charge their credit card. Not only can you provide your customers with peace of mind, you will also ensure prompt payment while making billing and collections easier and more efficient.

Electronic Checks 

Save time by processing checks electronically through the Virtual Terminal rather than making trips to the bank. Check information is entered at the time of purchase and sent to the Federal Reserve’s Automated Clearinghouse (ACH) for funds transfer in as quickly as 72 hours. Other advantages of accepting checks include lower processing costs than credit cards and minimized internet fraud through real-time customer identification by Equifax.

 B E N E F I T S 

• Securely process credit card and check payments 24/7

• Card swipe capability

• No installation or upgrade required

• Level 3 Processing capability

• Convenient 24-hour access to online reporting

• Automated recurring billing at no extra cost

User Friendly Interface: Includes color coded graphics and charts that outline transactions.  Collapsible and expandable summary windows allow you to see the information that’s relevant to you.  Intuitive drop-down menus allow you to get the information you need quickly!

Level 3 Transactions:   Securely process government, corporate and purchase cards and provide itemized detail for each transaction.

Robust Reporting: Better understand your transaction trends by getting a transaction snapshot or detailed overview of your processing history.  Conduct a transaction search for a specific transaction during a specific period or review current and settled batches.  Get reports on payer card expiration, recurring payments, EFT rejects and EFT requirements.  Plus, you can export your reports to Excel, PDF and XPS formats

Ultra Secure:    There are a host of security options to protect your customers’ data.  In addition to safeguarding your customers’ data by storing it behind our firewall, we have a staff of risk specialists monitoring transactions to protect you and minimize fraud and chargebacks.  Additional security features includes AVS and CVV, as well as IP restrictions that can be established to block fraudulent users.  User level settings allow the administrator to set up processing options and restrictions by user.

How do I get started?

You can call to apply over the phone by speaking to us personally at (888) 600-5781 or you can apply for a merchant account by filling out the online application.